25 Sep

Make savings and invest your money safely and without risk

We often have several questions about what to do with our savings, questions such as “where to invest savings without risk?” Appear. When it comes to investing your savings, as is obvious, you look for and search the market for the financial operations that can provide the greatest profitability, and with a level of risk that always depends on the investor’s profile in each case. But who does not want profitability without risk?

That is why in this post we have developed a small guide aimed at all users who want to invest money without risk. Here you will find all the necessary steps to know how to obtain the highest profitability. It is a generic guide valid for any type of investment in any investment platform such as MytripleA, with the aim of knowing how to make money with the lowest possible risk or in a more secure way when investing in crowdlending. So without further ado let’s shed all the alternatives to monetize your money running a lower risk.

7 tips to invest savings safely

7 tips to invest savings safely

Profitable money: Start by diversifying the risk

It is the basic recommendation for any investor that intends to make the savings profitable. It is essential that you diversify your funds between different investment operations to minimize the overall risk of your investment portfolio. In this way, you will get the probability of loss greatly reduced.

Statistically, if an operation is not profitable it will be compensated with another one that is, so it is very difficult that you can not monetize your money and compensate the possible losses. By diversifying your trading portfolio, you can perform very different financial transactions with less risk; some with greater profitability and risk, and others to the contrary.

In the case of the investments guaranteed by SGR, it is not necessary to carry out this diversification since the investment in insurance and therefore greater amounts may be invested.

Invest savings depending on the Rating of each operation

Among the different alternatives for monetizing the savings, we must highlight the different financing platforms that have among their tools a rating system for ratings of each of the financing operations. It is the valuation system of operations that do not have the endorsement of a Reciprocal Guarantee Company. This rating greatly facilitates the decision-making and valuation capacity of the investors of each of the financing operations they have available for their election.

The transactions guaranteed by SGR are labeled as ” guaranteed “, so it will be very easy to identify them in the Market section. You can read more of them below.

Invest safe money with operations that include guarantees and guarantees

When deciding where to make savings and do it in a safe way, it is essential to value very positively operations that have personal guarantees from their partners or additional guarantees. This will indicate that the beneficiaries of the financing are really interested in obtaining the loan and make available to the investors all possible facilities to ensure the return of the loan and thus minimize the risk of the operation.

On the other hand, you will find, as we said, the guarantees of the Reciprocal Guarantee Companies. You can read more about this security structure of these investments here.

You can start to monetize money in the short term

You can start to monetize money in the short term

To start familiarizing yourself with the functioning of crowdlending platforms you can start to monetize the savings and invest money in short-term operations which report income more quickly. These operations will generate greater confidence among investors since in a short period of time they will see how they recover their capital and interest and can invest it again in other operations.

These short-term operations generally do not have the endorsement of a Reciprocal Guarantee Company, but with personal or other guarantees. In this type of operations, diversification is recommended.

Be clear about your objectives and what is your investment model

Ask yourself: How to make money? Where to monetize my savings? What risks do I want / can I assume? You must be clear about your preferences, that is, if you want to invest money with low risk in operations with lower profitability and a better rating or guarantee of a Reciprocal Guarantee Company, or on the contrary, you prefer operations with higher profitability associated with a lower rating. This will determine your position to monetize your savings with a greater or lesser associated risk.

A risk diversification option would be to invest small amounts many times in different operations with different ratings.

How to monetize money above 4%?

 

If what you intend as an investor is to monetize your savings with MytripleA above 4%, your investment operations should be directed towards operations without SGR endorsement. This is because these operations have a generally lower profitability.

In MytripleA, the operations without SGR endorsement are personally endorsed by the companies that request loans, being this personal guarantee one of the requirements to which we give greater importance. All with the purpose of taking care of our investors.

Keep in mind the safety of your money – The importance of investing money with less risk.

Keep in mind the safety of your money - The importance of investing money with less risk.

MytripleA is the first and only platform in Spain that has a Payment Entity license by the Bank of Spain and the Participatory Financing Platform of the CNMV.

Having a Payment Institution license implies that the account where investors deposit their funds is an account differentiated from MytripleA’s own activity account, so in case of bankruptcy, creditors could not act against this account of investors. , and therefore they would keep their funds transferred but not invested safe.

Invest money safely in crowdlending

Invest money safely in crowdlending

The first thing to understand is what this type of investment consists of and how it differs from other products.

Investing in crowdlending is to lend your money directly to companies that have previously gone through a risk analysis. In return, the investor receives a return, which was previously reserved only for banks. This activity is mediated through crowdlending platforms, but in this type of investment you will find different modalities such as:

  • Investments with high profitability and measured risk : This type of investments are the most widespread and you have to know that it is necessary to make a correct diversification between different loans since they do not have the endorsement of any Reciprocal Guarantee Society or similar that takes charge of the debt in case the company or borrower does not pay the debt.
  • Investment in advance of invoices or factoring: In the type of investments is short-term and the money is used to finance the advance of invoices of companies. In this type of product, it is also necessary to make a diversification among loans.
  • Investments Guaranteed by Reciprocal Guarantee Companies: In this case, investors lend their money to companies through loans that have the endorsement of a Reciprocal Guarantee Company. In this case, your investment and ordinary interests are insured by these companies, therefore, in case it is not paid by the borrowing company, these Reciprocal Guarantee Companies take over. These types of investments are, until now, only offered by MytripleA. We explain to you more about Green Touch loan consolidation company.

Invest without risk in time deposits vs. invest in crowdlending

Invest without risk in time deposits vs. invest in crowdlending

The fundamental differences of investing in a deposit to lend your money directly to companies through a crowdlending platform are the following:

  • The fundamental difference is in the profitability that is obtained. While the fixed-term investment is at the minimum, thanks to crowdlending, the investor can obtain a guaranteed return of 2% on investments guaranteed by Reciprocal Guarantee Companies, up to an annual 7% on the rest.
  • In the investment in crowdlending is the investor himself who chooses the company or the project to which he wants to lend his money.
  • The recovery of money also changes, given that while in a fixed term no capital or interest will be received until the end of the period, in investing in crowdlending the investor will recover capital and interest monthly, thus being able to reinvest those amounts and thus multiply profitability In the case of short-term investments, the recovery of the money is made at maturity, but it is a matter of terms rarely exceeding 6 months.

 

Where to invest savings in a safe way? Guaranteed investments in crowdlending

Where to invest savings in a safe way? Guaranteed investments in crowdlending

As we have indicated previously, MytripleA has agreements with Reciprocal Guarantee Companies (SGR), which provide the guarantee of the loan operation. These guaranteed investments have the main characteristic of a security, given that if the loan goes into default (the company does not pay 3 consecutive installments), the SGR will be responsible for returning the money invested to the investors who have participated and the ordinary interests. In case of specific delays without reaching the 3 unpaid installments, the company will be charged interest for late payment that will be paid to the investor for the delay.

The Bank of Spain Circular 4/2016 qualifies the operations ensured by Reciprocal Guarantee Companies, as “No appreciable risk” operations, placing them in the same category as operations with central banks or the deposit guarantee fund.

 

 

13 Oct

Commodity Futures Investing – What Is Your Investing Edge? Part 2

Usually, most instant mortgage programs short term payday loans online do not require you to send in any documents. Lenders that need to be faxed in documents are not able to offer payday loans in less than twenty-four hours. They usually would want to take a look at fax copy and verify your employment before they are going to send out your cash. With many fast cash programs, nothing of these items are required. They would only require your bank account information so they can send your funds directly into your money.

There are many people at the moment just a little scared to see that pumping is slowly creeping within and affecting food costs. Some prices have on the particular shelves have double plus tripled in only a few weeks. It has not only mums and fathers panicking but also investors are now being more selective on exactly where they are putting their cash.

If your broker is located in the US verify if the broker will be registered as a Futures Commission rate Merchant (FCM) with the commodity futures prices Trading Commission (CFTC) plus an NFA member. Theses a pair of organizations (CFTC and NFA) have missions to protect the population against abusive trade methods fraud, and manipulation.

The soybean market often trends with regard to long periods of time because it’s depending on a specific crop. In the last 40 years, the lowest price is at 1968 at $2. 37 a bushel. The perfect high is 1973 with $12. 90.

One legendary commodity investing advisor is John Holly. John Henry began inside 1981 after studying famous data to prove to themselves as much as things change they will still are the same in the commodities futures trading arena. His methods by which the trend follows could possibly be used during the days of Frederick and the wheat crisis throughout Egypt. Putting things within context John Henry started off with his first account getting $16, 000 and converting that into a point in which often he was managing close to $2 Billion dollars. In Craze Following one does not have the posh of a smooth return and this is the reason why most investors give up through drawdowns. Take a look at Ruben Henry’s record from 1988 to present. As well his large best personal loan rate drawdowns.

When you choose an agent, one very essential thing you need to consider is if the agent is regulated. Learn about the regulating agencies the prospective agent is registered with. The currency market is known to be unregulated. The legislation is primarily reactive, which means that you will notice some action only once you have spent loads of cash. Following, the broker you have in mind must be registered as FCM (Futures Commissions Merchant) with CFTC (commodity futures market Commission) and an NFA member as well. NFA plus CFTC are both designed to shield investors from scammers.

Since trades are usually highly leveraged (in impact, the broker ‘lends’ a good investor up to 99% from the money required to make a trade), the broker you select needs to be associated with a firm with dangerous pockets.

Regardless of the challenges of learning to business, if you can make money to counteract rising household expenses, isn’t very that worth the time it will take to study? I know my solution. What’s yours?

08 Aug

Broken! 3 Marketing Myths The Particular Gurus Want You To Think (But Are 100% False)

Another option is car rent that lets you use an automobile of your choice for a particular period. Both of these options can provide you with an opportunity to save money by finding a car. So, if you are with limited funds but with the necessity to own a vehicle, choose one of these great choices. To help you decide, learn several facts as well as tips of every option of owning a car.

Leasing contracts are usually authorized for the terms of one to two years. Given that a renting company provides you a brand new car, you can generate a brand new car almost every yr. Note that some companies also offer a possibility to renew or buy out your lease, while some may ask you to help these car sells. And the fact is that in some cases, it is more modest to renew the contract, especially if the car still offers a warranty.

An excellent all-around compromise would be something similar to the new Vostro Notebook 3360, which Dell describes being ultraportable. The Vostro 3360 is thin (19mm), relatively light (1. 67kg), while offering excellent battery life (almost seven hours on PC Plus light-use test). The base program with a Core i3-2367M processor chip, 4GB of memory, 320 GB (7200RPM) hard drive and 64-bit Windows 7 Professional expenses 478. 81 including shipping, which is roughly half the cost of an ultrabook. Three years’ on-leasing services contract costs 75. The following model up supports 3-G for about 50 more.

What will that they report on you ask? The newest car lease online contract stated less complicated responsible for any damage to your vehicle that was considered above and beyond regular wear and more.

If you want to buy the car, then the vendor will ask you to fill in a new credit application based on your credit results. An auto loan will be arranged throughout the dealership. This car finance alternative usually is for 36-60 calendar month. The longer the time the reduced the payments will be in addition to vice versa. The amount of money you spend on this car finance option will depend on your interest rate, down payment in addition to a total sum of the loan. Become careful, as the dealer will need you to make a substantial down payment. This car finance deal is founded on the fact that, until you pay for the automobile, the lending institution will have the vehicle. The car’s possession papers will be sent to anyone after all payments have been built.

No fax cheap ^^ Loans-payday.online it works payday are usually accessible through the internet. To become alarmed to fax numerous paperwork and do hectic formalities to avail these loans. Whatever you require is to fill up just one and simple online application like http://www.loans-payday.online/how-to-consolidate-payday-loans/ that contains necessary details about the particular borrower like name, age group, gender, income proof, work status, contact information, home address, etc . and send it online. Your application type will be analyzed by the loan provider, and if gets satisfied, he can transfer the requested quantity into your checking account within twenty-four hours time.

Constantly tell you which browser to pick, but I always side with Opera. It’s improvements in both down load, and launch speeds possess won me back through Chrome. The add-ons plus personas are still more robust compared to any browser next to Safari, but Firefox still includes a ton of polish. It may not be your cup of tea, but I hope that I have provided sufficient data for you to make a decision.

After the criteria mentioned above are pleased, look for the rental you need to pay every month. Your purpose is to opt for the cheapest offer. Therefore, it’s advisable to see or call different car leasing services to know what each of them provides. You could shortlist a few of the suppliers who sound genuine and provide cars on lease at a reasonable cost. Before making a choice, it’s worth to visit a minimum of 3 car leasing providers to pick the best one.

Start by showing the benefits of your product or service. How can it create their life better? Will it make them stronger, smarter, young, or slimmer? Will it develop hair, remove rust, combat decay or make them cash. Lead them down the road you need them to travel. Tease all of them. Show them how you can help. Get them to want your service or product.

Something that is attractive is Dell’s three-year next-day on-leasing services contract. A few years ago, my son required an Inspiron (then a lot more than 1, 000) to college, and he used the on-leasing solutions contract put both in your own home and on campus. It was outstanding, though I’d rather he or she hadn’t needed it.

Additionally, it is important to check all the paperwork well before going for the deal using the company. Leases can be of numerous types as well. Operating rents, novated leases, and fund contracts are the three most widely used car lease online available these days. Most of the firms offer an online quote to the lease.

From the beginning, the lessor has already been given a choice about how long the vehicle is going to be leased regarding. The duration can be as brief as one year, or it could last for as long as three years. When the customer wants to get out of the particular lease earlier than the decided time, this can also be completed. However, he/she must be ready to pay the outstanding quantity and any sale’s fees that have not yet already been paid.

Leasing will be the smartest choice for you if you want to know in advance the motoring cost a month that you have to make. As such the particular motoring cost will be through your control.

04 Aug

Building Muscle Tips: Adding Supplements To Your Muscle Building Regime!

Nearly every senior a person meet is on 3 medications (at least). These are most often a BP medicine, a statin drug with regard to cholesterol, and something for acid reflux disease. In fact, the dozens of medicines for acid reflux bring in vast amounts of dollars annually. For many people, they might be making the actual problem even worse.

Because whey is packed with leucine, it promotes weight reduction. How? Well, leucine is definitely an ACTH 1-39 peptide https://transmillennium.net which keeps muscle healthful and active. It also stops muscle loss as you shed weight, unlike some other high protein/low carb diets that appear to ‘eat’ your muscle aside. And the more muscle tissue you might have, the more calories you can burn off since muscle increases metabolic process.

The breathalyzer breathing test is the most common type of blood alcohol test which is performed by police officers. The particular breathalyzer test determines the amount of alcohol in your breath out of your lungs.

Though you aren’t huge by any stretch out of the imagination, you may think about shopping for maternity clothes recently. You might not be able to fill all of them out for a couple more several weeks, but if you’re shopping online, it’s good to buy before you’re looking forward to the clothes, due to waiting around times on shipping.

Men really are various Biological differences offer a few insight into why men cry the way they do. Compared with ladies, men have less prolactin, the hormone excreted by the high acth levels for Immunoprotective reason bodybuilding, which is associated with emotional holes. Boys and girls have equal quantities until about age twelve, then the level in kids plummets as testosterone ranges rise. In the brain, the particular corpus callosum (the music group between the two hemispheres) is really a link between emotions plus words. In men, the bond appears to be slower, which means guys take longer to process feelings.

Request your doctor to order the hemoglobin A1c test if she or he finds that your fasting blood sugar is high. The hemoglobin A1c ACTH hormone the average amounts of glucose in your blood more than a six-month period. This is generally better than a lab check.

8 am. Operate up the stairs, just one thirty-second sprint increases a mans production of human growth hormone 5 fold. This hormone assists maintain muscles, which use-up more calories than fat.

So, here is a suggestion: When your doctor fingers you a prescription for an antidepressant, try to bargain for a test of Armour Thyroid before you decide to try the antidepressant. So what do you have to lose besides your own misery?

Have a fixed going to bed. Going to bed at normal times can create practices the body can acknowledge and adjust. Naps if taken needs to be short and not come across your regular bedtime hours.

The study is coming from my HGH state-of-the-art evaluation so you learn about the proper stuff along with the worse things relating how to mix grip to grip 2. An excellent friend who attempted the product and told me all the truths relating to this HUMAN GROWTH HORMONE product. Ripoffs and unwanted effects are going to be exposed if I could found out they can be found.

A single exciting health supplement is sharp two which will be a lot of serious bodyweight trainers prefer to work with. The official designation to the hormones is GROWTH HORMONE, and thus that is precisely what you’ll find all of them named. This hormone will probably be secreted in your brain/bloodstream by Pituitary human gland which is positioned in the human brain. Once a person hits 30 years old, around, the total amount secreted commences a gradual decrease. That age regular never stops everyone who is serious about the sport. That is why this particular bodybuilding health supplement has become a favorite. Since you can guess, the human-made HGH isn’t like useful as the organic kind. However, it truly does do the trick with keeping levels seen in more active individuals.